What happens to my medical insurance while I am receiving a disability benefit?
Duty Disability: A member who is awarded a duty disability benefit will be provided with free medical insurance coverage by the City of Chicago from the time the disability benefits are awarded. Occupational Disease Disability: A member who is awarded an occupational disease disability benefit will be provided with free medical insurance coverage by the City […]
Do I have to pay taxes on my disability benefit?
Duty Disability: No. A duty disability benefit is tax-free. Occupational Disease Disability: No. An occupational disease disability benefit is tax-free. Ordinary Disability: Yes. An ordinary disability benefit is subject to federal taxes.
Does a disability award include a separate benefit for my children?
Duty Disability: A member who is awarded a duty disability benefit will also be entitled to children’s disability of $100.00 per month for each natural or legally adopted, unmarried child under the age of 18. However, the total amount of the children’s disability shall not exceed 25% of the officer’s salary. Occupational Disease Disability: A […]
If I am awarded a duty disability benefit, how much will I receive?
Duty Disability: A duty disability benefit will either be equal to 75% or 50% of the member’s salary at the time the disability is allowed. Duty disability benefit shall be payable until the policeman becomes age 63 or would have been retired by operation of law. Thereafter the policeman shall receive the annuity provided in accordance […]
What is considered an act of duty?
An act of duty is defined by statute as “any act of police duty inherently involving a special risk, not ordinarily assumed by a citizen in the ordinary walks of life…” It is important to note that there is a distinction between becoming injured while in performance of an “act of duty” and becoming injured […]
How do I know whether I will receive a duty disability award of 75% or 50% of my salary?
– If the Board determines the member’s injury occurred in the performance of an act of duty where no preexisting condition relating to the injury existed, the member may be eligible to receive disability benefits at 75% of the member’s current salary. – If the Board determines the member’s injury occurred in the performance of […]
When is a member eligible for a duty disability benefit?
Duty Disability: An active member is eligible to apply for a duty disability benefit if he or she becomes disabled as the result of an injury that occurred in the performance of an act of duty. Occupational Disease Disability: An active member is eligible to apply for an occupational disease disability if the he or […]
Can the Board terminate my disability benefit?
Yes. In order to continue receiving a disability benefit, the member will need to be found disabled by a physician for the Board on a yearly basis. While a member remains disabled, he or she must comply with the disability provisions within the Illinois Pension Code and adhere to the Board policies. A member’s failure […]
How does a disability benefit affect my pension status?
If the Board grants a disability benefit, the member on disability is treated as though he or she is an active member for retirement and dependent annuity purposes pursuant to the Illinois Pension Code.
How long will it take to get a decision on my disability application?
It may take up to several months for a member to receive a decision on his or her application. A member should start his or her application process 2 months prior to expiring the 365 days of medical time.